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Loan for rent & deposit

Loan for rent and security deposit

Moving for a new job often means 2–3 months' deposit, brokerage and first rent before your first salary. Bridge it in minutes.

  • Same-day disbursal
  • Repay on payday
  • No collateral
  • All costs upfront

Soft check only: your score stays untouched

Apply for your loan

Check your offer in 2 minutes.

Estimate the cost first

Calculator

Plan your rent & deposit loan

Move the sliders or type a figure. Every cost updates live.

₹5,000₹5,00,000
7 days365 days
0.1%300%
0%10%

Your estimate

Principal Amount
₹20,000
Interest AmountSimple interest on the principal
₹334
Total Pay Amount ₹22,334 Principal + interest + processing fee

Estimate only. GST on the processing fee and your exact figures are shown in your Key Fact Statement before you accept.

Paying the deposit before salary day

Landlords usually want the security deposit, the first month's rent and sometimes brokerage before you get the keys, often in one go. If part of it is saved, a short loan can cover the rest until your salary arrives, and the deposit comes back to you when you leave the flat.

Borrow smart: our advice

  • Ask your landlord for a rent receipt and agreement. You'll need address proof later anyway.
  • If your new employer offers a joining advance, compare it first.
  • Size the loan to the gap, not the full deposit, if you have part of it saved.

How to apply

Four steps to funds

  1. Step 1

    Confirm your number

    A one-time code checks it’s really you. Then add your salary and employer name.

    ~1 min
  2. Step 2

    Prove it’s you, digitally

    Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.

    ~3 min
  3. Step 3

    Read the KFS, then sign

    Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.

    Decision ~10 min
  4. Step 4

    Funds land, payday settles it

    The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.

    Same day

FAQs

Rent & Deposit loan FAQs

Can I get a deposit loan before my first salary at a new company?

We look at the last three months of salary credits in your bank statement. If you're moving with the same employer, or your salary has been credited regularly, you can apply before the move. If you have no salary credits yet, apply after your first salary is credited.

Do I need a rent agreement to apply?

No. You need your PAN, an Aadhaar-linked mobile, your bank statement and a live selfie. Keep the rent agreement and receipt for your own records and address proof.

Can the loan cover brokerage and packers too?

Yes. The money is paid into your account, so you can use it for any part of the move: deposit, first rent, brokerage or shifting costs.

How much should I borrow for a deposit?

Borrow only the gap you can repay from one salary. Remember the fee is deducted upfront: on a ₹8,000 loan it is ₹94, so ₹7,906 reaches your account.

Your salary, a little early.

Check your offer in 2 minutes. It’s free and won’t affect your credit score. Once your loan is disbursed, Salora Capital Limited reports it to the credit bureaus every month.

Loans by Salora Capital Limited, RBI-registered NBFC (CoR N-13.01855).

Up to ₹75,000Decision in ~10 minutes
Apply now