₹25,000 loan
Borrow ₹25,000 until payday
₹25,000 is a mid-sized bridge for one larger expense: replacing a work laptop, a family member's tests or the balance of a flat deposit. Interest is charged daily, so the cost depends on how soon your salary arrives.
- Salary usually needed
- ₹62,000+
- 30-day repayment
- ₹25,418
- You receive
- ₹24,705
Soft check only: your score stays untouched
Apply for your loan
Check your offer in 2 minutes.
Estimate the cost firstCalculator
Your ₹25,000 loan
Move the sliders or type a figure. Every cost updates live.
Your estimate
- Principal Amount
- ₹20,000
- Interest AmountSimple interest on the principal
- ₹334
Estimate only. GST on the processing fee and your exact figures are shown in your Key Fact Statement before you accept.
What can a ₹25,000 loan cover?
Customers typically borrow ₹25,000 for a work laptop or phone replacement, diagnostic tests for a family member, or the balance of a deposit when moving flats. It's a mid-sized bridge for one larger expense.
The loan is repaid in a single payment on your due date, usually your next salary day. Interest is charged daily, so repaying early reduces the cost, with no foreclosure fee.
Exact cost of a ₹25,000 loan
| Tenure | Interest | Processing fee (incl. GST) | You receive | You repay | APR |
|---|---|---|---|---|---|
| 7 days | ₹97 | ₹295 | ₹24,705 | ₹25,097 | 82.74% |
| 15 days | ₹209 | ₹295 | ₹24,705 | ₹25,209 | 49.64% |
| 30 days | ₹418 | ₹295 | ₹24,705 | ₹25,418 | 35.11% |
| 40 days | ₹557 | ₹295 | ₹24,705 | ₹25,557 | 31.47% |
Illustrative at 1.67% per month and 1.18% processing fee (incl. GST). Your final terms are in your Key Fact Statement. APR looks high on short loans because the one-time processing fee is counted over only a few days and then annualised; in rupees, a shorter loan still costs less.
The process
From application to ₹25,000 in your account
- Step 1
Confirm your number
A one-time code checks it’s really you. Then add your salary and employer name.
~1 min - Step 2
Prove it’s you, digitally
Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.
~3 min - Step 3
Read the KFS, then sign
Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.
Decision ~10 min - Step 4
Funds land, payday settles it
The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.
Same day
FAQs
₹25,000 loan FAQs
What salary do I need for a ₹25,000 loan?
First-time borrowers are typically offered up to about 40% of net monthly salary, so a ₹25,000 loan usually needs a net salary of around ₹62,000 or more. Returning customers with good repayment history may qualify for more.
How much will I repay on a ₹25,000 loan for 30 days?
You'll repay ₹25,418 on day 30. ₹24,705 reaches your bank after the processing fee (incl. GST) is deducted. The APR is 35.11%.
How is interest on ₹25,000 worked out?
Interest is 1.67% per month on the full ₹25,000 for each day you keep it. For 30 days that is ₹418. The processing fee (incl. GST) is ₹295, taken once when the money is sent.
Does checking my ₹25,000 offer affect my credit score?
No. Checking your offer uses a soft check, which doesn't affect your score. A loan you take and repay is reported to credit bureaus like any other loan.
I've just changed jobs. Can I still get ₹25,000?
Your offer is based on the salary credits we can see in your bank statement, so a short salary history at a new employer may mean a smaller first offer. Your exact amount is shown before you accept.
Other amounts
Need a different amount?
Your salary, a little early.
Check your offer in 2 minutes. It’s free and won’t affect your credit score. Once your loan is disbursed, Salora Capital Limited reports it to the credit bureaus every month.
Loans by Salora Capital Limited, RBI-registered NBFC (CoR N-13.01855).