Emergency Loan
Emergency loan when it can't wait
Emergencies don't check your salary date. An emergency loan bridges the gap with funds in your bank the same day, and a clear repayment date on your next payday.
- ₹8,000 – ₹75,000
- 7–365 day tenure
- Decision in ~10 minutes
- No prepayment charges
Soft check only: your score stays untouched
Apply for your loan
Check your offer in 2 minutes.
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Loans by Salora Capital Limited, RBI-registered NBFC (CoR N-13.01855).
Estimate the cost firstCalculator
Price your emergency loan
Move the sliders or type a figure. Every cost updates live.
Your estimate
- Principal Amount
- ₹20,000
- Interest AmountSimple interest on the principal
- ₹334
Estimate only. GST on the processing fee and your exact figures are shown in your Key Fact Statement before you accept.
What is an emergency loan?
Hospitals ask for deposits upfront. Flights for a family emergency cost more the later you book. An emergency loan exists for exactly these moments, when waiting two weeks for salary isn't an option.
You can apply from a hospital waiting room on your phone. Keep your PAN and Aadhaar-linked mobile handy. If you're applying for someone else's treatment, the loan is still in your name and repaid from your salary.
Best for
Medical and hospital deposits
Urgent travel for family emergencies
Unexpected home or vehicle breakdowns
Key facts
Emergency Loan at a glance
The same transparent pricing applies to every product.
- Loan amount
- ₹8,000 – ₹75,000
- Tenure
- 7 – 365 days
- Interest
- 1.67% per month
- Processing fee
- 1.18% (incl. GST)
- Prepayment charge
- ₹0
- Min. salary
- ₹30,000/month
The process
How the emergency loan works
- Step 1 · ~1 min
Confirm your number
A one-time code checks it’s really you. Then add your salary and employer name.
- Step 2 · ~3 min
Prove it’s you, digitally
Aadhaar eKYC, a quick live selfie, and three months of salary credits shared through Account Aggregator.
- Step 3 · Decision ~10 min
Read the KFS, then sign
Your Key Fact Statement lists the rupee cost, APR and due date. Happy with it? E-sign in one tap.
- Step 4 · Same day
Funds land, payday settles it
The lender pays into your salary account. On payday, one UPI payment or auto-debit closes the loan.
Eligibility & documents
Do you qualify?
Who can apply
- Indian resident, 21–55 yearsWith a valid PAN and Aadhaar
- Salaried, full-timePrivate company, PSU or government. Self-employed not yet supported.
- Net salary ₹30,000+ per monthCredited to your bank account, not paid in cash
- Serviceable pincodeMajor metros and Tier 1–2 cities. We'll confirm at sign-up.
What to have on hand
- PAN cardVerified instantly, no upload needed
- Aadhaar-linked mobileFor paperless eKYC by OTP
- 3 months' salary statementFetched securely via Account Aggregator, or a PDF upload
- A live selfieTaken in the browser, for your security
FAQs
Emergency Loan FAQs
How fast can I get an emergency loan?
Most complete applications get a decision in about 10 minutes, and money is sent the same day after you e-sign.
Can I apply outside working hours?
You can apply 24×7. Applications completed outside working hours are reviewed first thing on the next working day.
Is there a special rate for emergency loans?
No. Pricing is the same for every purpose and is always shown in your Key Fact Statement before you accept.
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Your salary, a little early.
Check your offer in 2 minutes. It’s free and won’t affect your credit score. Once your loan is disbursed, Salora Capital Limited reports it to the credit bureaus every month.
Loans by Salora Capital Limited, RBI-registered NBFC (CoR N-13.01855).