Short-term credit, priced in plain sight
PaySalaryLoan helps salaried Indians bridge the days between an urgent expense and their next salary, with loans that are fast, fair and fully transparent.
Our story
Why we started
Most salaried Indians live on a monthly cycle. When a hospital deposit, a rent advance or a family trip lands in the last week of the month, the choices are poor: borrow from friends, pay a late fee, or download an app that hides its real cost.
We built PaySalaryLoan to be the honest option. Every loan is made by Salora Capital Limited, an RBI-registered NBFC, every cost is in your Key Fact Statement before you accept, and our collections follow RBI's Fair Practices Code to the letter.
Transparent
Total cost, amount received and APR, shown first.
Fast
Decisions in about 10 minutes, money the same day.
Fair
Respectful collections and a 3-day cooling-off period.
Private
Data stored in India. No contacts or gallery access.
Where we’re headed
A financial safety net for every salaried Indian
Nobody should miss a medical deposit, pay a late fee or skip a trip home just because payday is two weeks away.
How we get there
Make short-term credit fast, fair and understandable
Use technology to approve in minutes, plain language to explain every rupee, and responsible limits so borrowing never becomes a trap.
Behind the scenes
Platform and lender, clearly separated
You
Apply on paysalaryloan.com
PaySalaryLoan platform
Run for the lender by its Lending Service Provider: onboarding, KYC, servicing
Salora Capital Limited
RBI-registered NBFC: sanctions, disburses and collects
Money moves directly between your bank account and the lender's. About our lending partner
Mobile app
PaySalaryLoan in your pocket
Track your loan, get due-date reminders and repay in one tap. Android and iOS apps are coming soon. Until then, everything works in your phone's browser.
Your salary, a little early.
Check your offer in 2 minutes. It’s free and won’t affect your credit score. Once your loan is disbursed, Salora Capital Limited reports it to the credit bureaus every month.
Loans by Salora Capital Limited, RBI-registered NBFC (CoR N-13.01855).